Get rid of excess fat quick?

I have recently lost a lot of weight with diet and exercise. The problem now is that I'm pretty skinny, but still have that lower stomach roll.(Eww...looks kinda weird) I've tried to get rid of it with the ab rocket,hip hop abs and also skin tightening creams. I'm thinking about buy a product called cutting gel.I need more suggestions? Anybody had or has had this problem?